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KNM: Het Sociale Zekerheidsstelsel

The Netherlands has an extensive social security system that provides a safety net for residents. This includes: healthcare allowance (zorgtoeslag), housi...

Dutch social security system with allowances and pension support.

The Netherlands has an extensive social security system that provides a safety net for residents. This includes: healthcare allowance (zorgtoeslag), housing benefit (huurtoeslag), child benefit (kinderbijslag), and child-related budget (kindgebonden budget). These 'toeslagen' help with costs of living.

EnglishDutchWho Qualifies
Healthcare allowanceZorgtoeslagLow/middle income, pays for insurance
Housing benefitHuurtoeslagRenters with low income
Child benefitKinderbijslagAll parents with children under 18
Child-related budgetKindgebonden budgetLow/middle income with children
State pensionAOWEveryone from retirement age
Student financeStudiefinancieringStudents in higher education
Benefit DetailDutchWhat to Remember
Child benefit organizationSVBThe Social Insurance Bank handles kinderbijslag and AOW
Child benefit timingKinderbijslag per kwartaalChild benefit is paid for children under 18, usually each quarter
Healthcare allowanceZorgtoeslagApply through the Tax Office; amount depends on income
Rent allowanceHuurtoeslagFor some renters with lower income and suitable rent
Report changesWijziging doorgevenReport income or household changes quickly to avoid paying money back

Voorbeelden

Krijg je zorgtoeslag?
Do you receive healthcare allowance?
Je kunt toeslagen aanvragen bij de Belastingdienst.
You can apply for benefits at the Tax Office.
Kinderbijslag is voor alle ouders.
Child benefit is for all parents.
De AOW begint bij de pensioenleeftijd.
The state pension starts at retirement age.

Studienotitie

Apply for toeslagen through the Belastingdienst (Tax Office) website or with DigiD. Be careful: if your income changes, report it immediately! Getting too much toeslag means you'll have to pay it back. The Tax Office sends a 'jaaropgave' each year to check your toeslag amounts.

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Redactionele notitie: AI-ondersteund en gecontroleerd met bronnen door Dutch Exams. Controleer actuele regels, kosten, data en registratie altijd via officiële links. Bijgewerkt 2026-05-14.